Obtaining Your Credit Bureau Consumer File
Data Research Network, Inc. dba: HireSafe does not maintain your credit bureau file. To obtain a copy of your credit file, including trade-line accounts such as credit cards, utility bills, and bankruptcy information, please contact the National Credit Reporting Agencies (NCRA’s) listed below.
If Data Research Network, Inc. dba: HireSafe obtains a copy of your credit report in conjunction with your application for housing or employment, then we will provide you with a copy of the report if your request is received within 60 days from the date we collect it. If your credit report was obtained more than 60 days before your request, please contact the credit bureau(s) to get a current copy of your credit report.
To dispute information contained in your Equifax, Experian, or TransUnion credit reports, please contact the credit bureau(s) directly. Per the FCRA, if your credit file was obtained through Data Research Network, Inc. dba: HireSafe, you may forward reinvestigation requests to the Data Research Network, Inc. dba: HireSafe Consumer Relations Department, which will, in turn, be submitted to the appropriate credit bureau(s) for reinvestigation. Please do not send credit bureau disputes to Data Research Network, Inc. dba: HireSafe, which have already been initiated through the credit bureau(s). We could not assist you with a credit dispute if we did not access your credit file on behalf of our clients.
To receive your credit file from a National Credit Reporting Agency (NCRA), you may do the following:
- Request a copy through the NCRA’s automated system via the toll-free numbers listed below.
- Submit your request in writing to the NCRA via the address below. Before submitting your request, contact the NCRA via the toll-free numbers below to obtain specific information that you should include with your written request.
- Request a copy through the agency’s web site.
- Request a copy through www.annualcreditreport.com or by calling 1(877) 322-8228.
Experian National Consumer Assistance Center
Allen, TX 75013-2104
1(888) 397-3742 www.experian.com
Equifax Information Service Center
Atlanta, GA 30374-0241
1(800) 685-1111 www.equifax.com
PO Box 2000
Chester, PA 19022-2000
1(800) 888-4213 www.transunion.com
TeleCheck Consumer Service Office
Houston, TX 77210-4513
1(800) 366-2425 www.telecheck.com
FACTA Central Source
Disclosure of credit file website: www.annualcreditreport.com